Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Five Basics of Financial Literacy How literate are you when it comes to your finances? Brush up with these five basics. When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.